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315晚会播出后:银行卡在包里,POS机已把钱刷走!

2019年3月18日 1285点热度 0人点赞 39条评论

原标题:比曝光更刺激!3·15晚会播出后的24小时,都发生了什么?

问题七:银行卡在包里,POS机已把钱刷走!“闪付”可能让你卡里的钱变“闪没”!

具有“闪付”功能的银行卡在消费的时候,不用输入密码不用签字,只需要将卡片靠近POS机就能迅速完成交易,而记者发现,大多银行在办理银行卡时,这一功能是默认开通的。这背后存在被盗刷的可能。记者发现,一些网络卖家利用其他产品信息作掩护,在网上可以购买到支持银联免密支付的POS机。记者将这种从网上购买的POS机与银行卡间隔5厘米,结果成功完成支付;记者将银行卡装入外套口袋,在不用接触卡片的情况下,结果也是成功完成支付;记者将带有闪付功能的银行卡放入包内口袋,同样也能轻松完成支付。

回应:

银联就“闪付”问题最新声明:将改进告知服务,并进一步优化赔偿机制

3·15晚会就“闪付”功能存在“隔空盗刷”的风险对广大消费者进行消费预警。16日晚23:40,银联回复称:接受3·15晚会的监督意见,感谢媒体的关心和社会各界的关注。目前已经建立了风险全额赔付机制,还将联合商业银行进一步优化赔偿机制,缩短赔付时间,提高赔付效率;对于持卡人告知,我们将与商业银行共同改进服务,并为用户自主关闭及恢复功能提供更加便捷的服务;对于之前工作给持卡人带来的不便表示歉意。

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最后更新:2019年3月18日

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